Finance lease is a kind of credit sales tool, which allows users to obtain the right to use the construction machinery products with the least amount of money.
▲ Six advantages of Lonking financial leasing
1. Increase user financing channels;
2. Lower the threshold of user down payment;
3. Users can flexibly choose the repayment term according to their income;
4. Shorter credit examination time and more flexible examination standards than banks;
5. The financing rate is fixed to avoid the increase of capital cost;
6. Cooperate with professional banks to ensure the safety and convenience of business operation.
▲ Financial leasing solutions
We offer a variety of financial leasing options. The specific equipment price, down payment, deposit, handling fee, financing term and payment amount of each period and other financial leasing elements, please directly negotiate with the distribution agent of Longong.
The following documents are required to apply for financial leasing business.
| Natural Person User | Enterprise User |
| Tenancy Application Form | Tenancy Application Form |
Identification | Qualification documents of the company, including: business license, copy of tax registration (after annual examination), copy of legal representative certificate and its ID card, bank loan card information record (if any), or approval letter of establishment of foreign-funded enterprise, or business license of special industry |
| Family Income Certificate | Proof of financial position |
| Certificate of family property: Certificate of real estate; Driving license or purchase invoice (copy) (if any); Bank Certificate of Deposit (if any) |
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| Project contract refers to contract project/leasing equipment agreement or certification letter of the project developer/sub-contractor/or relevant leasing contract |
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| Provide guarantee (old customers can exempt from insurance as appropriate); Third party guarantee; Real estate (no bank mortgage, unsecured property) or chattel mortgage | Give security |
